EFEKTIFITAS PENGUNAAN DANA PEMBIAYAAN REKENING KORAN SYARIAH DAN INTELECTUAL CAPITAL TERHADAP KINERJA USAHA MIKRO MENENGAH
DOI:
https://doi.org/10.47686/bbm.v11i2.798Keywords:
leadership style, capacity building, work experience, work environment, board performanceAbstract
This study aims to test and analyse the effect of the effective use of Sharia Current Account Financing funds, Structural Capital, Human Capital, and Customer Capital on the performance of Micro, Small and Medium Enterprises. The population of this study is MSMEs using PRKS funds from members of KSPPS BMT BAHTERA Pekalongan City which are recorded in the Financing Distribution Data. The research sample used a nonprobability sampling technique, namely saturated sampling where all members of the population were used sampling obtained a sample of 46 MSME members at KSPPS BMT BAHTERA Pekalongan who received Sharia Current Account Financing funds. The research method used is multiple linear regression analysis using SPSS software. This study found that structural capital has a significant positive effect on MSME performance, human capital and customer capital have a positive but insignificant effect on MSME performance, while Sharia Current Account Financing funds have a negative but insignificant effect on MSME performance.
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